Salary slip in hand? Check your IndusInd Bank Personal Loan eligibility in minutes and experience hassle-free financial solutions. Get Personal Loan for all your needs at IndusInd Bank with low interest rates and paperless documentation. Improving your personal eligibility involves meticulous financial planning and proactive measures. Here are six tips to enhance your personal loan eligibility. A High Credit Score is required for personal loan approval. Usually, banks expect a credit score of 750+ in order to grant approval for a loan. If you have low credit score, payback your dues, rectify the errors in the credit report to increase your credit score. Most Banks expect a stable employment tenure for the loan applicants. Frequent job changers are a liability as a question mark is raised about their loyalty and repaying ability. A Debt-to-income ratio of less than 40% makes you more favourable to lenders as you have a better chance of repayment. If possible, work towards increasing your monthly income. This could involve negotiating a salary raise, taking up additional freelance work, or diversifying income sources. Having a relationship with IndusInd bank such as savings account or fixed deposit may enhance your chances. IndusInd banks provides preferential treatment to existing customers